CAT Earthmoving Finance Australia | Asset Finance Australia
CAT EARTHMOVING EQUIPMENT FINANCE

CAT Earthmoving Equipment Finance
Australia

Finance CAT excavators, wheel loaders and dozers with competitive rates. Compare chattel mortgage, finance lease and operating lease from 40+ lenders. Fast approvals, Australia-wide.

40+
Lenders compared
6.29%
Rates from p.a.*
24 hrs
Avg. approval
CAT earthmoving equipment finance Australia

Finance Any CAT Model

Caterpillar (CAT) is the world's leading manufacturer of construction and mining equipment. CAT machines are trusted on Australian civil, mining, and infrastructure projects for their reliability, fuel efficiency, and global dealer network. Asset Finance Australia provides competitive chattel mortgage, finance lease, and operating lease options for the full CAT earthmoving range.

Financing CAT Equipment in Australia

Caterpillar (CAT) is the world's leading manufacturer of construction and mining equipment. CAT machines are trusted on Australian civil, mining, and infrastructure projects for their reliability, fuel efficiency, and global dealer network. Asset Finance Australia provides competitive chattel mortgage, finance lease, and operating lease options for the full CAT earthmoving range.

Whether you need a single unit or a managed fleet, our brokers can arrange competitive finance for any CAT model — new or used. With access to 40+ lenders including major banks and specialist equipment finance companies, we find the best rate for your business.

Common structures include chattel mortgage, finance lease and operating lease. Your broker will explain the tax and cash flow implications of each.

Why Choose AFA for CAT Finance?

  • Specialist equipment finance brokers with CAT lender relationships
  • Access to 40+ lenders including those not available directly
  • Fast pre-approvals — often within 4–24 hours
  • Attachments, delivery and installation can often be bundled in
  • Free service — no broker fee to compare options

Estimate Your CAT Equipment Repayments

Use our free calculator to see repayments for any CAT model, then get an exact quote from a broker.

Open Calculator Get an Exact Quote
  • Adjust term, rate & balloon
  • Weekly, fortnightly & monthly views
  • GST and tax deduction estimates
  • Compare structures side-by-side

CAT Earthmoving Equipment Finance FAQs

Yes. We arrange finance for all CAT earthmoving equipment available in Australia — new and used. Contact a broker to discuss specific models, configurations or attachments.

Many established businesses can access 100% finance with $0 deposit. Startups or applicants with limited credit history may need 10–20% deposit. A broker can advise the best approach for your situation.

Use our free calculator to get an indicative repayment, then request a free quote from a broker. Our panel covers 40+ lenders — your broker will shop all of them and present your best options.

For most GST-registered businesses, a chattel mortgage delivers immediate ownership, upfront GST credit and tax deductions on interest and depreciation. Finance lease or operating lease may suit businesses preferring lower repayments or end-of-term upgrade flexibility.

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Ready to Finance Your CAT Equipment?

Get a free, no-obligation quote from a specialist equipment finance broker. We compare 40+ lenders — takes 2 minutes.