About Asset Finance Australia

Our Mission

Asset finance is one of the most powerful tools available to Australian businesses — yet it's also one of the most confusing. The difference between a chattel mortgage and a finance lease can mean thousands of dollars in tax savings or unnecessary cost.

We built Asset Finance Australia to cut through the complexity. Our free tools and guides give you the clarity to make informed decisions about how you finance trucks, equipment, earthmoving machinery, farm equipment, and commercial vehicles.

What We Do

• Free Calculator: Compare chattel mortgage, finance lease, and operating lease side-by-side with repayment estimates and Year 1 tax deduction projections
• Educational Guides: In-depth, jargon-free articles on every aspect of asset finance — from balloon payments to instant asset write-offs
• Structure Comparisons: Head-to-head comparisons to help you choose the right finance structure for your situation
• Broker Matching: When you're ready, we connect you with licensed finance brokers who specialise in your asset type — at no cost to you

How We Make Money

Transparency matters. Here's how we sustain the business while keeping everything free for you:

• Broker referral fees: When you request a broker match and proceed to settlement, we receive a referral fee from the broker. This doesn't affect your rate or loan terms.
• Affiliate partnerships: Some links to insurance, fuel cards, and fleet services are affiliate links. If you purchase through them, we may earn a commission at no extra cost to you.

We never charge businesses for using our calculator, guides, or comparison tools. We never sell your personal information.

What We're Not

To be completely transparent:

• We are not a lender or credit provider
• We do not hold an Australian Credit Licence (ACL)
• We do not provide financial advice, credit advice, or tax advice
• Our content is general information only — always consult a professional for advice specific to your situation

Our Values