Calculate repayments, compare Chattel Mortgage vs Lease vs Operating Lease, estimate tax savings — and get matched to a licensed broker. Australia's most complete asset finance tool.
Choose your asset type to get started with tailored rates, terms, and tax estimates.
From calculator to broker match in under 2 minutes — no account needed.
Enter your asset details and instantly see repayments across Chattel Mortgage, Finance Lease, and Operating Lease — with tax estimates.
Answer 4 quick questions to get an instant traffic-light assessment. We'll match you to the right lender tier — prime, specialist, or private.
Submit your details and a licensed finance broker contacts you within 2 hours. No obligations, no fees to you, ever.
Side-by-side structure comparison. Real-time tax estimates. Eligibility pre-screen. All in one tool — built for Australian SMEs.
Thousands of Australian businesses use Asset Finance Australia to compare structures, save on tax, and get matched with the right broker.
“Saved us over $18,000 in tax on our new Kenworth. The calculator made it dead simple to see that a chattel mortgage was the right call for our fleet. Broker got us approved in 48 hours.”
🚚 Truck Finance — $320K“As a startup with less than 12 months ABN, I thought finance would be impossible. The broker they matched me with found a lender that worked with my situation — got my excavator within a week.”
⛏️ Earthmoving — $185K“We finance all our farm equipment through AFA now. The operating lease structure keeps our cash flow steady and the seasonal payment option was a game-changer for harvest season.”
🌾 Agricultural — $240K“The side-by-side comparison tool is brilliant. Instantly saw the difference between finance lease and chattel mortgage for our new HiLux fleet. Ended up saving $4,200 per vehicle in tax.”
🚙 Fleet — 6 vehicles“Used the novated lease calculator to work out my salary sacrifice packaging. Clear breakdown of FBT, GST and take-home pay. Much better than the dealership's confusing quote.”
⚡ Novated Lease — $62K“Needed a new CNC router for the workshop and had no idea where to start with finance. The eligibility quiz took 30 seconds and the broker called me the same afternoon. Settled in 5 days.”
⚙️ Equipment — $95KFinance is just the beginning. We help you protect, maintain, fuel, and track your asset — all from one platform.
Comprehensive cover from Australia's leading commercial insurers. Compare quotes in minutes.
Compare Insurance24/7 breakdown cover for trucks, utes, and commercial vehicles — from NRMA Business & Truck Assist.
Get CoveredSave on every fill with BP Plus, Shell Card, or Caltex StarCard. Easy reporting, no monthly fees.
Compare CardsCommercial tyres from Tyrepower and oils from Castrol — with trade account pricing.
Shop MaintenanceConnect to Xero, automate your bookkeeping, and keep ATO-compliant logbooks with Driversnote.
Start TrackingAutomatic trip logging for FBT and tax claims. GPS-based, ATO-compliant, effortless.
Learn MoreFree. Instant. No signup. See your repayments, compare structures, and get matched to a licensed broker in under 2 minutes.
Looking for mortgage repayment tools? Visit our partner Mortgage Calculator Agent for comprehensive home loan calculators.