Expert guides, comparisons, and tips to help Australian businesses make smarter asset finance decisions.
Everything you need to know about chattel mortgages — ownership, tax deductions, GST credits, and who they suit best.
Finance StructuresHow finance leases work, ATO residual values, tax treatment, and when a finance lease beats a chattel mortgage.
Finance StructuresOff-balance sheet benefits, full tax deductibility, and how operating leases work for fleet managers and corporates.
The complete guide to claiming deductions on financed assets — instant asset write-off, depreciation, interest, and GST.
ConceptsWhat is a balloon payment? How residual values work, pros and cons, and how they affect your monthly repayments.
TaxWhen can you claim GST credits on financed assets? The answer depends on which structure you choose.
TaxMaximise tax deductions before June 30 — instant write-off, depreciation strategies, and the EOFY checklist.
Budget 2026The 2026–27 Budget makes the $20k write-off permanent. Who qualifies, what assets, and how to claim before June 30.
TaxThresholds, eligible assets, how to claim, and the difference between temporary and permanent write-off provisions.
TaxPrime cost vs diminishing value, pooling, immediate write-off — when to use each method and the ATO rules that apply.
TaxHow to claim interest, depreciation, and GST credits on financed machinery — by finance structure.
TaxHow fringe benefits tax applies to novated leases, the electric vehicle FBT exemption, and what employees actually save.
Finance structures, rates, and tips for rigid trucks, prime movers, tippers, and refrigerated vehicles.
UtesHow tradies can finance a HiLux, Ranger, or D-MAX — chattel mortgage vs finance lease for sole traders.
EarthmovingHow to finance excavators from mini 1.5T to 30T+ machines — rates, structures, and what lenders look for.
AgriculturalFinance options for tractors from compact 25HP to 500HP+ broadacre machines, including seasonal repayment plans.
EquipmentCNC machines, lathes, and production equipment — finance structures that maximise tax benefits for manufacturers.
ConstructionFinance excavators, loaders, cranes, and more — from $20K to $3M+. Structures, rates, and project-based options.
MedicalFinance dental chairs, imaging systems, surgical equipment, and practice fit-outs — structures suited to healthcare.
CaravansBusiness vs personal caravan finance, permanent $20k write-off, rates by loan type, and real cost examples for 2026.
MarineHow the permanent $20k write-off changes marine finance. Trailer boats, work vessels — rates, structures, and total costs explained.
EquipmentElectric vs diesel vs LPG costs, instant write-off for sub-$20k forklifts, chattel mortgage vs lease, and same-day approvals.
TrucksFrom finding the right lender to settlement — how the truck finance process works in Australia.
TrucksFinance drop-deck, flat-top, refrigerated and curtainsider trailers — rates, structures, and age limits.
TrucksGoing solo? How owner-operators can finance their first prime mover — ABN requirements, deposit, and lender options.
TrucksMulti-asset finance deals for growing operators — bulk approvals, fleet discounts, and cash flow structures.
TrucksCurrent indicative rates for prime movers, rigid trucks, and tippers — what affects your rate and how to get the best deal.
TrucksHow much deposit do you need? Zero-deposit options, LVR limits, and how deposit size affects your interest rate.
Options for borrowers with impaired credit history — specialist lenders, low-doc loans, and steps to improve approval odds.
StartupsCan you get finance with a new ABN? Options for businesses under 2 years, low-doc loans, and tips to improve approval odds.
Small BusinessThe complete small business guide to financing equipment — structures, rates, deposit requirements, and cash flow tips.
ApprovalCan you get equipment finance with zero deposit? Which lenders offer it, who qualifies, and what trade-offs to expect.
Finance StructuresWhen does leasing beat buying cash? A direct cost, tax, and cash flow comparison for Australian businesses.