Kubota M7 Series
High-output utility for larger mixed farming operations and broadacre support tasks.
Typical asset range: $170,000 to $290,000
Finance this modelKubota Finance Australia 2026
Compare flexible finance options for new and used Kubota equipment, keep repayments aligned to your operating cycle, and access potential tax benefits available to eligible Australian businesses.
- Independent lender comparison
- No brokerage fee to borrowers
- Specialist equipment finance support
- Fast turnaround on complete applications
Finance Kubota Tractors and Farm Equipment with Confidence
Kubota machinery is popular with Australian farm, acreage, and mixed-use operators because it balances reliability and versatility. We help eligible borrowers compare suitable options across chattel mortgage (also called a commercial goods loan by many banks), finance lease, operating lease, and rent to own.
Whether you are financing a compact tractor for acreage maintenance or larger machinery for commercial operations, we can structure facilities around asset use, ownership goals, and cash flow.
Popular Kubota Models in Australia
Kubota M5 Series
All-round farm tractor for livestock, hay, and everyday general-purpose work.
Typical asset range: $95,000 to $165,000
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Kubota L Series
Compact utility tractor range popular with acreage and small farm operators.
Typical asset range: $45,000 to $95,000
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Kubota BX Series
Sub-compact tractor option for property maintenance and light commercial use.
Typical asset range: $25,000 to $45,000
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Kubota U Series Excavators
Compact excavators for trenching, landscaping, and tight-access earthworks.
Typical asset range: $55,000 to $170,000
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Kubota RTV Utility Vehicles
Practical utility vehicles for large properties, farms, and regional site mobility.
Typical asset range: $24,000 to $45,000
Finance this modelCompare Kubota Finance Options
The right structure depends on ownership goals, usage profile, and accounting treatment. Chattel mortgage and commercial goods loan usually refer to the same legal structure.
| Feature | Chattel Mortgage (Commercial Goods Loan) | Finance Lease | Operating Lease |
|---|---|---|---|
| Ownership at start | Borrower owns asset | Lender owns asset | Lender owns asset |
| GST treatment | GST may be claimable upfront by eligible businesses | GST generally applied to lease rentals | GST generally applied to lease rentals |
| Balloon or residual | Optional balloon may be available | Residual typically applies | Residual and hand-back terms depend on contract |
| Potential deductions | Interest and depreciation may be deductible | Lease payments may be deductible | Lease payments may be deductible |
| Best for | Businesses that want immediate ownership | Businesses balancing cash flow with ownership flexibility | Businesses focused on use rather than ownership |
| End-of-term outcome | Asset remains with borrower | Option to purchase or refinance residual | Return, renew, or purchase options (contract dependent) |
Tax treatment depends on eligibility, business structure, and current legislation. Instant asset write-off and other depreciation incentives may apply subject to ATO rules at the time of purchase. This page is general information only and is not tax advice.
Rent to Own Kubota Equipment
Rent to own can be a practical low-commitment pathway when equipment is needed now and ownership is a medium-term goal. It may suit eligible ABN holders with shorter trading history, depending on the asset profile and credit assessment.
Approval, pricing, and term options vary between providers and are never guaranteed.
Finance This Kubota Listing
Paste any Kubota listing from Machinery Marketplace or Gumtree and we will use the listing details to assess suitable finance pathways.
Kubota Finance Calculator
Use our calculator to model estimated repayments with agriculture-aligned presets. For final pricing and structure, request a quote.
Why Businesses Choose Asset Finance Australia
- One process to compare suitable lender options side by side
- No brokerage fee charged to borrowers
- Specialist understanding of farm and acreage equipment finance
- Fast handling on complete and eligible applications
- Clear guidance on documentation and settlement steps
Get a Kubota Finance Quote
Tell us what you are buying and we will come back with suitable options.
Kubota Finance FAQs
Can I finance used Kubota equipment?
Yes. Many lenders finance used Kubota assets, with terms based on asset age, condition, and your business profile.
Can I include attachments with a Kubota tractor finance application?
In many cases, yes. Subject to lender policy, eligible attachments and related equipment can often be included in one facility.
Is finance available for compact tractors?
Yes. Compact tractors are commonly financed where the application meets lender criteria and policy settings.
What is the difference between chattel mortgage and finance lease?
With chattel mortgage, the borrower owns the asset from settlement. With finance lease, the lender owns the asset and the borrower pays lease rentals during the term.
Is a balloon payment available?
Balloon options may be available on suitable structures. Balloon amount and final terms depend on lender policy and asset profile.
Can newer ABN businesses apply for Kubota finance?
Newer businesses may be eligible depending on the asset, application strength, and lender criteria.
Important Information
Information on this page is general in nature and does not take into account your objectives, financial situation, or needs. You should consider independent accounting, legal, and financial advice.
Kubota is a trademark of Kubota Corporation. Asset Finance Australia is an independent finance broker and is not affiliated with, endorsed by, or acting on behalf of Kubota Corporation.