Last updated: 6 August 2026
Asset Finance Australia is a trading name of Velocity Works Pty Ltd ("we", "us"), ABN 21 700 794 056, Credit Representative 580651 under Australian Credit Licence 383122. We operate this website to provide general information about asset finance structures and comparison tools for Australian businesses.
We are not a lender or credit provider. We provide credit assistance — all credit is provided by third-party financiers and is subject to their credit criteria, assessment and approval. We do not compare every lender or product in the market. See our Credit Guide.
All content on this website — including articles, guides, calculator results, and comparison tables — is general information only. It is not:
You should obtain professional advice tailored to your individual circumstances before making any financial decisions.
Our calculators provide estimates for illustrative purposes only. Results are based on the inputs you provide and standard financial formulas. They do not represent an offer, quote, or pre-approval from any lender.
Actual loan terms, repayment amounts, interest rates, and tax outcomes will vary depending on lender assessment, your credit profile, and your individual circumstances.
Where we display interest rates on this website (including phrases like "from X%"), these are indicative rates for illustration only. They are not offers of finance and may not reflect the rate available to you. Rates are subject to lender approval, credit assessment, and market conditions.
When you request a quote, we provide credit assistance: we assess your enquiry and approach financiers on our panel on your behalf. We do not charge you a fee. If a finance application settles, the financier pays us a commission, which we disclose to you before you enter into a credit contract.
Any credit contract is between you and the financier. We are not a party to it and do not guarantee any outcome. All finance is subject to the financier's credit criteria, assessment and approval.
Many transactions we assist with are represented as business-purpose finance. The National Credit Code generally applies to credit provided wholly or predominantly for personal, domestic or household purposes and certain residential-property purposes, but coverage depends on the borrower, purpose and transaction. Do not sign a business-purpose declaration unless it is accurate.
Where the National Consumer Credit Protection Act 2009 does apply to your finance, we will assess whether the credit contract is not unsuitable for you before providing credit assistance, and we will give you a copy of our credit assessment on request. See our Credit Guide for details.
All content, design, code, and branding on this website is owned by Velocity Works Pty Ltd or its licensors. You may not reproduce, modify, or distribute our content without written permission.
To the maximum extent permitted by law, we exclude all liability for any loss or damage arising from your use of this website, including but not limited to:
This website may contain links to third-party websites. We are not responsible for the content, privacy practices, or availability of external sites. Links do not imply endorsement.
We may update these terms from time to time. Continued use of the website constitutes acceptance of the updated terms.
These terms are governed by the laws of New South Wales, Australia. You submit to the exclusive jurisdiction of the courts of New South Wales.
Questions about these terms? Contact us at contact page or email legal@assetfinanceaustralia.com.au.