Hitachi ZX210LC-5G
Mid-size excavator for civil works, trenching, and utility projects.
Typical asset range: $260,000 to $390,000
Finance this modelHitachi Finance Australia 2026
Compare finance options for new and used Hitachi equipment, manage project cash flow with flexible structures, and access potential tax benefits for eligible businesses.
- Independent lender comparison
- No brokerage fee to borrowers
- Specialist earthmoving finance support
- Fast turnaround on complete applications
Finance Hitachi Equipment for Civil, Quarry, and Construction Work
Hitachi earthmoving equipment is a proven choice across Australian civil and infrastructure projects. We compare suitable options across chattel mortgage (also called a commercial goods loan by many banks), finance lease, operating lease, and rent to own.
Whether you are financing excavators, loaders, or specialist site machinery, we can help align repayments with utilisation and ownership goals.
Popular Hitachi Models in Australia
Hitachi ZX350LC-6
Heavy excavation platform for production digging and large site works.
Typical asset range: $450,000 to $690,000
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Hitachi ZX135US-6
Compact-radius excavator for urban works and restricted-access sites.
Typical asset range: $210,000 to $330,000
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Hitachi ZW220-6 Loader
Wheel loader for quarry and materials handling applications.
Typical asset range: $300,000 to $470,000
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Hitachi ZX17U-5
Compact excavator for landscaping, utilities, and residential contracts.
Typical asset range: $45,000 to $75,000
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Hitachi ZX490LC-6
Large excavator for heavy production and infrastructure projects.
Typical asset range: $760,000 to $1,050,000
Finance this modelCompare Hitachi Finance Options
The right structure depends on ownership plans, expected utilisation, and accounting treatment. Chattel mortgage and commercial goods loan usually refer to the same legal structure.
| Feature | Chattel Mortgage (Commercial Goods Loan) | Finance Lease | Operating Lease |
|---|---|---|---|
| Ownership at start | Borrower owns asset | Lender owns asset | Lender owns asset |
| GST treatment | GST may be claimable upfront by eligible businesses | GST generally applied to lease rentals | GST generally applied to lease rentals |
| Balloon or residual | Optional balloon may be available | Residual typically applies | Residual and hand-back terms depend on contract |
| Potential deductions | Interest and depreciation may be deductible | Lease payments may be deductible | Lease payments may be deductible |
| Best for | Businesses that want immediate ownership | Businesses balancing cash flow with ownership flexibility | Businesses focused on use rather than ownership |
| End-of-term outcome | Asset remains with borrower | Option to purchase or refinance residual | Return, renew, or purchase options (contract dependent) |
Tax treatment depends on eligibility, business structure, and current legislation. Instant asset write-off and other depreciation incentives may apply subject to ATO rules at the time of purchase. This page is general information only and is not tax advice.
Rent to Own Hitachi Equipment
Rent to own can support contractors who need to scale up quickly without full upfront commitment. It may suit eligible ABN holders with shorter trading history, depending on asset profile and credit assessment.
Approval, pricing, and term options vary between providers and are never guaranteed.
Finance This Hitachi Listing
Paste any Hitachi listing from Machinery Marketplace or Gumtree and we will use the listing details to assess suitable finance pathways.
Hitachi Finance Calculator
Use our calculator to model estimated repayments with earthmoving-aligned presets. For final pricing and structure, request a quote.
Why Businesses Choose Asset Finance Australia
- One process to compare suitable lender options side by side
- No brokerage fee charged to borrowers
- Specialist understanding of earthmoving and construction equipment
- Fast handling on complete and eligible applications
- Clear guidance on documentation and settlement steps
Get a Hitachi Finance Quote
Tell us what you are buying and we will come back with suitable options.
Hitachi Finance FAQs
Can I finance used Hitachi equipment?
Yes. Many lenders finance used Hitachi assets, with terms based on age, condition, and business profile.
Is a balloon payment available?
Balloon options may be available on suitable structures, subject to lender policy and asset profile.
What is the difference between chattel mortgage and finance lease?
With chattel mortgage, the borrower owns the asset from settlement. With finance lease, the lender owns the asset and the borrower pays lease rentals during the term.
Can newer ABN businesses apply?
Newer businesses may be eligible depending on application strength, asset type, and lender criteria.
How quickly can approval be assessed?
Timeframes vary. Complete and well-documented applications are typically assessed faster than complex applications.
Important Information
Information on this page is general in nature and does not take into account your objectives, financial situation, or needs. You should consider independent accounting, legal, and financial advice.
Hitachi is a trademark of Hitachi, Ltd. and/or its related entities. Asset Finance Australia is an independent finance broker and is not affiliated with, endorsed by, or acting on behalf of Hitachi, Ltd. or its related entities.