Komatsu PC220LC-8M0
High-volume excavator for civil, drainage, and bulk earthworks.
Typical asset range: $280,000 to $420,000
Finance this modelKomatsu Finance Australia 2026
Compare finance options for new and used Komatsu equipment, align repayments with project cash flow, and access potential tax benefits for eligible Australian businesses.
- Independent lender comparison
- No brokerage fee to borrowers
- Specialist earthmoving finance support
- Fast turnaround on complete applications
Finance Komatsu Equipment for Civil and Earthmoving Projects
Komatsu machinery is widely used across Australian civil, mining support, and infrastructure works. We compare suitable options across chattel mortgage (also called a commercial goods loan by many banks), finance lease, operating lease, and rent to own.
From excavators and loaders to dozers and graders, we help structure finance around utilisation, ownership goals, and business cash flow.
Popular Komatsu Models in Australia
Komatsu PC360LC-11
Heavy-duty excavator for production digging and larger infrastructure projects.
Typical asset range: $520,000 to $760,000
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Komatsu WA380-8 Loader
Wheel loader for quarry operations and material handling tasks.
Typical asset range: $360,000 to $540,000
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Komatsu D65EX-18 Dozer
Dozer for land prep, clearing, and large-scale site shaping.
Typical asset range: $480,000 to $720,000
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Komatsu GD655-7 Grader
Motor grader for road maintenance, profiling, and final trim work.
Typical asset range: $620,000 to $900,000
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Komatsu SK820-8
Compact machine for tight-access sites and smaller civil jobs.
Typical asset range: $95,000 to $160,000
Finance this modelCompare Komatsu Finance Options
The best structure depends on ownership objectives, utilisation profile, and accounting treatment. Chattel mortgage and commercial goods loan usually refer to the same legal structure.
| Feature | Chattel Mortgage (Commercial Goods Loan) | Finance Lease | Operating Lease |
|---|---|---|---|
| Ownership at start | Borrower owns asset | Lender owns asset | Lender owns asset |
| GST treatment | GST may be claimable upfront by eligible businesses | GST generally applied to lease rentals | GST generally applied to lease rentals |
| Balloon or residual | Optional balloon may be available | Residual typically applies | Residual and hand-back terms depend on contract |
| Potential deductions | Interest and depreciation may be deductible | Lease payments may be deductible | Lease payments may be deductible |
| Best for | Businesses that want immediate ownership | Businesses balancing cash flow with ownership flexibility | Businesses focused on use rather than ownership |
| End-of-term outcome | Asset remains with borrower | Option to purchase or refinance residual | Return, renew, or purchase options (contract dependent) |
Tax treatment depends on eligibility, business structure, and current legislation. Instant asset write-off and other depreciation incentives may apply subject to ATO rules at the time of purchase. This page is general information only and is not tax advice.
Rent to Own Komatsu Equipment
Rent to own can provide a lower-commitment pathway for contractors who need equipment quickly while preserving flexibility. It may suit eligible ABN holders with shorter trading history, depending on asset profile and credit assessment.
Approval, pricing, and term options vary between providers and are never guaranteed.
Finance This Komatsu Listing
Paste any Komatsu listing from Machinery Marketplace or Gumtree and we will use the listing details to assess suitable finance pathways.
Komatsu Finance Calculator
Use our calculator to model estimated repayments with earthmoving-aligned presets. For final pricing and structure, request a quote.
Why Businesses Choose Asset Finance Australia
- One process to compare suitable lender options side by side
- No brokerage fee charged to borrowers
- Specialist understanding of earthmoving and construction equipment
- Fast handling on complete and eligible applications
- Clear guidance on documentation and settlement steps
Get a Komatsu Finance Quote
Tell us what you are buying and we will come back with suitable options.
Komatsu Finance FAQs
Can I finance used Komatsu equipment?
Yes. Many lenders finance used Komatsu assets, with terms based on age, condition, and business profile.
What terms are common for Komatsu earthmoving equipment?
Terms vary by lender and asset profile, often structured around expected usage and residual value.
Is a balloon payment available?
Balloon options may be available on suitable structures, subject to lender policy and asset profile.
What is the difference between chattel mortgage and finance lease?
With chattel mortgage, the borrower owns the asset from settlement. With finance lease, the lender owns the asset and the borrower pays lease rentals during the term.
Can newer ABN businesses apply?
Newer businesses may be eligible depending on application strength, asset type, and lender criteria.
Important Information
Information on this page is general in nature and does not take into account your objectives, financial situation, or needs. You should consider independent accounting, legal, and financial advice.
Komatsu is a trademark of Komatsu Ltd. and/or its related entities. Asset Finance Australia is an independent finance broker and is not affiliated with, endorsed by, or acting on behalf of Komatsu Ltd.