Volvo EC220DL
General-purpose excavator for civil, drainage, and bulk earthworks.
Typical asset range: $280,000 to $420,000
Finance this modelVolvo CE Finance Australia 2026
Compare finance options for new and used Volvo Construction Equipment, structure repayments for project cash flow, and access potential tax benefits for eligible businesses.
- Independent lender comparison
- No brokerage fee to borrowers
- Specialist earthmoving finance support
- Fast turnaround on complete applications
Finance Volvo CE Equipment for Civil and Construction Work
Volvo CE machinery is widely used across Australian infrastructure, quarry, and earthmoving projects. We compare suitable options across chattel mortgage (also called a commercial goods loan by many banks), finance lease, operating lease, and rent to own.
Whether you are purchasing an excavator, wheel loader, articulated hauler, or compactor, we can structure finance around usage, ownership goals, and cash flow.
Popular Volvo CE Models in Australia
Volvo EC300E
Production excavator for high-volume excavation and site development.
Typical asset range: $420,000 to $620,000
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Volvo L120H Loader
Wheel loader for quarry, stockpile, and materials handling operations.
Typical asset range: $360,000 to $540,000
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Volvo A40G Hauler
Articulated hauler for heavy transport on mining and civil sites.
Typical asset range: $950,000 to $1,400,000
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Volvo DD105 Compactor
Compaction equipment for roadworks and subdivision projects.
Typical asset range: $160,000 to $250,000
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Volvo L70H Loader
Versatile loading platform for council, construction, and yard operations.
Typical asset range: $250,000 to $380,000
Finance this modelCompare Volvo CE Finance Options
The best structure depends on ownership objectives, utilisation, and accounting treatment. Chattel mortgage and commercial goods loan usually refer to the same legal structure.
| Feature | Chattel Mortgage (Commercial Goods Loan) | Finance Lease | Operating Lease |
|---|---|---|---|
| Ownership at start | Borrower owns asset | Lender owns asset | Lender owns asset |
| GST treatment | GST may be claimable upfront by eligible businesses | GST generally applied to lease rentals | GST generally applied to lease rentals |
| Balloon or residual | Optional balloon may be available | Residual typically applies | Residual and hand-back terms depend on contract |
| Potential deductions | Interest and depreciation may be deductible | Lease payments may be deductible | Lease payments may be deductible |
| Best for | Businesses that want immediate ownership | Businesses balancing cash flow with ownership flexibility | Businesses focused on use rather than ownership |
| End-of-term outcome | Asset remains with borrower | Option to purchase or refinance residual | Return, renew, or purchase options (contract dependent) |
Tax treatment depends on eligibility, business structure, and current legislation. Instant asset write-off and other depreciation incentives may apply subject to ATO rules at the time of purchase. This page is general information only and is not tax advice.
Rent to Own Volvo CE Equipment
Rent to own can suit operators who need equipment quickly while preserving flexibility before longer-term ownership decisions. It may suit eligible ABN holders with shorter trading history, depending on asset profile and credit assessment.
Approval, pricing, and term options vary between providers and are never guaranteed.
Finance This Volvo CE Listing
Paste any Volvo CE listing from Machinery Marketplace or Gumtree and we will use the listing details to assess suitable finance pathways.
Volvo CE Finance Calculator
Use our calculator to model estimated repayments with earthmoving-aligned presets. For final pricing and structure, request a quote.
Why Businesses Choose Asset Finance Australia
- One process to compare suitable lender options side by side
- No brokerage fee charged to borrowers
- Specialist understanding of earthmoving and construction equipment
- Fast handling on complete and eligible applications
- Clear guidance on documentation and settlement steps
Get a Volvo CE Finance Quote
Tell us what you are buying and we will come back with suitable options.
Volvo CE Finance FAQs
Can I finance used Volvo CE equipment?
Yes. Many lenders finance used Volvo CE assets, with terms based on age, condition, and business profile.
Are balloon options available?
Balloon options may be available on suitable structures, subject to lender policy and asset profile.
What is the difference between chattel mortgage and finance lease?
With chattel mortgage, the borrower owns the asset from settlement. With finance lease, the lender owns the asset and the borrower pays lease rentals during the term.
Can newer ABN businesses apply?
Newer businesses may be eligible depending on the equipment, application strength, and lender criteria.
How quickly can approval be assessed?
Timeframes vary. Complete and well-documented applications are typically assessed faster than complex applications.
Important Information
Information on this page is general in nature and does not take into account your objectives, financial situation, or needs. You should consider independent accounting, legal, and financial advice.
Volvo and Volvo CE are trademarks of AB Volvo and/or its related entities. Asset Finance Australia is an independent finance broker and is not affiliated with, endorsed by, or acting on behalf of AB Volvo or Volvo Construction Equipment.